Financial Calculators & Tools

Use our free interactive calculators to estimate your insurance needs, retirement readiness, and financial goals. No sign-up required.

Life Insurance Calculator

Estimate how much life insurance your family needs based on income, mortgage, debt, and future expenses.

How Much Life Insurance Do You Need?

Adjust the sliders to estimate your coverage needs.

$75,000
10x
$350,000
$50,000
$100,000

Estimated Coverage Needed

$1,250,000

Income Replacement$750,000
Mortgage$350,000
Debt$50,000
Education$100,000

This is an educational estimate. Actual needs may vary. Consult a licensed agent for personalized advice.

Retirement Readiness Calculator

See if your retirement savings are on track and identify potential income gaps.

Retirement Readiness Calculator

See if your retirement savings are on track.

35
65
$100,000
$500
6%
$50,000

Projected Retirement Savings

$1,104,515

Years until retirement30
4% Safe withdrawal$44,181/yr
Annual spend target$50,000/yr

You may have a retirement income gap.

Estimated annual gap: $5,819

This is an educational estimate and does not guarantee future results. Consult a financial professional.

Final Expense Estimator

Estimate the end-of-life costs your family may face, from funeral expenses to medical bills.

Final Expense Estimator

Estimate the costs your family may face at end of life.

$10,000
$5,000
$15,000
$3,000
$2,000

Estimated Final Expenses

$35,000

Funeral & Burial
$10,000(29%)
Medical Bills
$5,000(14%)
Debts
$15,000(43%)
Legal & Estate
$3,000(9%)
Other
$2,000(6%)

Costs vary by location and individual circumstances. This is an educational estimate.

Long-Term Care Cost Estimator

Project the future cost of nursing home, assisted living, or home health care.

Long-Term Care Cost Estimator

Estimate potential long-term care expenses in your area.

75
3 yrs

Projected Long-Term Care Cost

$266,095

Current monthly cost$5,500
Projected monthly cost (in 10 yrs)$7,392
Years of care3

Long-term care costs are not typically covered by standard health insurance or Medicare.

Based on national averages. Actual costs vary by location and care quality. Consult a professional.

Disability Income Gap Calculator

See how much income you would lose if you could not work due to illness or injury.

Disability Income Gap Calculator

See how much income you'd lose if you couldn't work.

$6,000
$2,000
$30,000
$5,000

Monthly Income Gap

-$4,000

Without disability coverage, you'd lose this each month.

Emergency fund lasts6.0 months
Annual income at risk$72,000

Recommended Additional Coverage

$1,500/mo

Based on 70% of your monthly expenses

This is an educational estimate. Consult a licensed agent for personalized disability coverage.

Annuity Payout Estimator

Estimate monthly income from a fixed index annuity based on principal and interest rate.

Annuity Payout Estimator

Estimate monthly income from a fixed index annuity.

$250,000
5%
20 yrs

Estimated Monthly Payout

$1,650

Total Payout$395,973
Total Interest Earned$145,973

This is an educational estimate. Actual annuity rates vary by product and carrier.

These calculators provide educational estimates only. Actual needs and outcomes vary. Consult a licensed professional for personalized advice.