Own Occupation vs Any Occupation

health disability

Two types of disability insurance definitions. Own-occupation means you qualify for benefits if you cannot perform your specific job. Any-occupation means you only qualify if you cannot perform any job for which you are reasonably suited. Own-occupation provides stronger protection.

Disclaimer: This content is for educational and informational purposes only and does not constitute financial, legal, or tax advice. Products and services mentioned may not be available in all states. All insurance products are subject to underwriting and policy terms. Consult a licensed professional for advice specific to your situation.