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How Much Does Assisted Living Cost?

Quick Answer

How Much Does Assisted Living Cost?

The median cost of assisted living in the U.S. is $4,500-$5,500 per month ($54k-$66k/year), with costs varying significantly by state. California averages $5,250/month, while more affordable states like Missouri average $3,500/month. Medicare does not cover assisted living. Long-term care insurance can help cover these costs if purchased before health issues arise.

Last updated: June 2, 2026

Assisted living costs by state, what is included, and how long-term care insurance can help cover the expenses.

Frequently Asked Questions

No, Original Medicare does not cover assisted living. Medicare only covers skilled nursing care in a nursing home for up to 100 days after a hospital stay.

Disclaimer: This content is for educational and informational purposes only and does not constitute financial, legal, or tax advice. Products and services mentioned may not be available in all states. All insurance products are subject to underwriting and policy terms. Consult a licensed professional for advice specific to your situation.

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