What Happens If I Cannot Work? Disability Insurance Guide
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What Happens If I Cannot Work? Disability Insurance Guide
If you cannot work due to illness or injury, disability insurance replaces a portion of your income (typically 60-70%). Without it, you would rely on savings, family support, or government benefits like Social Security Disability Insurance (SSDI), which has strict requirements and covers only about 34% of applications.
Last updated: June 2, 2026
What happens to your income if you cannot work, and how disability insurance protects your financial future.
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