Long-Term Care Insurance in California
Protect your retirement savings from the high cost of long-term care in California. With nursing home costs averaging over $10,000/month, a long-term care insurance policy can help you maintain financial security and access quality care.
Quick Answer
Do I need long-term care insurance in California?
If you have retirement savings you want to protect and are between 50-65, long-term care insurance is worth strong consideration in California. Without it, a prolonged care event could exhaust your life savings. Medicare does not cover custodial care, and Medicaid only kicks in after you've spent down your assets.
Long-Term Care Cost Estimator
Estimate potential long-term care expenses in your area.
Projected Long-Term Care Cost
$266,095
Long-term care costs are not typically covered by standard health insurance or Medicare.
Based on national averages. Actual costs vary by location and care quality. Consult a professional.