Life Insurance Calculator

Calculate how much life insurance your family needs based on income, debts, and future expenses.

Quick Answer

Most families need 10-12x their annual income in life insurance coverage. Use this calculator for a personalized estimate based on your specific situation.

How Much Life Insurance Do You Need?

Adjust the sliders to estimate your coverage needs.

$75,000
10x
$350,000
$50,000
$100,000

Estimated Coverage Needed

$1,250,000

Income Replacement$750,000
Mortgage$350,000
Debt$50,000
Education$100,000

This is an educational estimate. Actual needs may vary. Consult a licensed agent for personalized advice.

Disclaimer: This content is for educational and informational purposes only and does not constitute financial, legal, or tax advice. Products and services mentioned may not be available in all states. All insurance products are subject to underwriting and policy terms. Consult a licensed professional for advice specific to your situation.