Terms of Service

Last updated: June 1, 2026

Acceptance of Terms

By accessing or using PlanningTheFuture.org, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

Services

PlanningTheFuture connects users with licensed insurance advisors. We provide educational content and a coverage discovery quiz to help you understand your options. We are not a direct insurer and do not underwrite policies.

User Responsibilities

You agree to provide accurate and complete information when using our services. You are responsible for maintaining the confidentiality of any account credentials and for all activities under your account.

Intellectual Property

All content on PlanningTheFuture.org, including text, graphics, logos, and software, is the property of PlanningTheFuture and is protected by applicable intellectual property laws.

Limitation of Liability

PlanningTheFuture is not liable for any damages arising from your use of our website or services. Insurance coverage decisions are made solely by the issuing insurance carrier.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated effective date.

Contact

For questions about these Terms, contact us at legal@planningthefuture.org.